Terms and Conditions


Cancellation Policy

We agree to the Cancellation Refund Policy for any cancellation occurring before 11:59 PM local time zone (CEST) on 15 October 2019, the full registration fee will be refunded minus a $50 processing fee and any bank transfer charges. No refunds will be issued for cancellations occurring after this deadline. Refunds may take up to 20 working days to process.

Privacy Policy

We agree to the Privacy Policy. The 15thIMC “Inclusive Insurance for Emerging Markets – Coping with Climate Risk” will be hosted by the (BIA) supported by the Munich Re Foundation and the Microinsurance Network.

The Bangladesh Insurance Association has been ceaselessly working for the promotion of the insurance industry and to protect the interests of the member companies since its inception. Besides, BIA organizes seminars on important current issues for growing insurance awareness among the People. The 15thIMC international conference is going to be held in Bangladesh this year and BIA is proudly holding the responsibility with full authority.

 The Munich Re Foundation is a non-profit organization based in Munich, Germany. (Munich Re Foundation, Königinstr. 107, 80802 Muenchen, Germany).

During the registration process for the 15thIMC, we will request the following personal data: first name and last name, valid email address, company, position industry, country etc.

The BIA shall also record videos and/or take pictures of the 15thIMC “Inclusive Insurance for Emerging Markets – Coping with Climate Risk”. BIA shall process personal data collected by BIA, (add legal seat and applicable law) in relation to the processing of personal data, for the following purposes:

  • Creation and publication (among participants of the International Microinsurance Conference and members/employees of BIA and the Munich Re Foundation and suppliers working for the International Microinsurance Conference) of a database with the participant’s delegate profiles;
  • Publication of photos and videos recorded during the event or workshop on the conference website and websites of co-organizers (Munich Re Foundation) or other partners and sponsors, on social media, within newsletters or in other publications related to the International Microinsurance Conference such as the conference report, press and other media;
  • Information regarding the particular event, conference or workshop at hand, including practical information, slides and related documentation and follow-up information; By providing BIA with your personal data, you give BIA your express agreement to use the transmitted personal data for the above-mentioned purposes.


The personal data transmitted to BIA are registered in a database held by and under the responsibility of BIA. This data will be used exclusively for the abovementioned purposes. By registering for the Annual Conference. You authorize BIA and the Munich Re Foundation to reproduce your image and publish pictures or videos where you may appear, to report past events and promote future events organized by BIA and the Munich Re Foundation.

Your data shall be processed and retained for at least 1 year after the date of the Annual Conference. Upon request sent by email to BIA bia@bdcom.com, you can access and rectify the personal data relating to you.

If, at any time, you are of the opinion that BIA does not respect your privacy, please inform BIA by e-mail at the email address mentioned above. BIA shall do everything to identify and solve the problem.