How to pay for weight loss surgery without insurance

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How can I get my insurance to pay for weight loss surgery?

Getting Your Insurance to Pay for Weight Loss Surgery

Most major insurance companies will require: Proof that surgery or medical intervention is medically necessary. Your surgeon can help provide your medical history and documentation of your weight-related health problems.

What is the least expensive weight loss surgery?

June 28, 2011 (San Diego) — In people with diabetes, gastric banding is associated with fewer complications and lower costs over the long run than gastric bypass, the most commonly performed surgery for obesity in the U.S., researchers say.

What insurance companies pay for weight loss surgery?

Coverage for weight-loss surgery varies widely, as do insurers’ definitions of “medically necessary.” Here’s information from two major insurers — Aetna and CIGNA.

Can you make payments on weight loss surgery?

Like any other credit card, you’re able to knock out your bariatric surgery financing with convenient monthly CareCredit payments. What procedures qualify for CareCredit? You can use CareCredit to finance your bariatric surgery.

What is the minimum weight for bariatric surgery?

To be eligible for bariatric surgery, you must be between 16 and 70 years of age (with some exceptions) and morbidly obese (weighing at least 100 pounds over your ideal body weight and having a BMI of 40).

What is the safest weight loss surgery?

Gastric Banding

This the simplest and safest procedure of the bariatric surgeries. The weight loss is lower than the other surgeries, however. Also, individuals with gastric banding are more likely to regain weight in the long run.

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Will losing 50 pounds cause loose skin?

While it varies, mild weight loss (think: 20 pounds or less) typically doesn’t lead to excess skin, Zuckerman says. Weight loss of 40 to 50 pounds can as can massive weight loss of 100+ pounds. … “Younger patients have a better chance at avoiding excess skin as do those with inherently high skin elasticity.”

How do people afford weight loss surgery?

Many hospitals and medical practices offer plans that allow patients to pay their bills in instalments, rather than all at once, often without interest. Peer-to-peer loans. You can fund your weight loss surgery through a loan funded by investors, rather than financial institutions, using peer-to-peer lending options.

How much is gastric sleeve surgery out of pocket?

According to Obesity Coverage, a bariatric surgery information site, the average cost of lap-band surgery is $14,500, while gastric bypass costs an average of $23,000. The price tag might be gulp-inducing to you, and that’s understandable; it’s more than some new cars cost. However, it can be well worth the investment.

Does Medicare pay for weight loss surgery?

Medicare covers weight loss surgery in most cases assuming you meet the coverage requirements. Not every weight loss procedure is covered either. If the criteria are met, Medicare covers Gastric Bypass, Lap Bands and Gastric Sleeve surgeries.

Should I get gastric sleeve surgery?

Gastric sleeve surgery is best for people who have a BMI (body mass index) of at least 40. That means you’re 100 pounds or more over your ideal weight. Some people are too heavy for gastric bypass surgery, so it may be a good alternative.

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What is gastric weight loss surgery?

Gastric bypass and other weight-loss surgeries — known collectively as bariatric surgery — involve making changes to your digestive system to help you lose weight. Bariatric surgery is done when diet and exercise haven’t worked or when you have serious health problems because of your weight.

Does gastric bypass shorten your life?

For those who are obese, gastric bypass can reduce the risk of death by 40 percent over a seven-year period, according to a 2007 study in the New England Journal of Medicine. They found that people who underwent gastric bypass surgery had a 40 percent reduction in the rate of death compared to their obese counterparts.

How quickly can I get bariatric surgery?

The entire process, from consultation to surgery, generally takes about six months to complete. It often depends on you and your insurance requirements.

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