How to pay for bariatric surgery without insurance

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How can I get my insurance to pay for bariatric surgery?

Getting Your Insurance to Pay for Weight Loss Surgery

Most major insurance companies will require: Proof that surgery or medical intervention is medically necessary. Your surgeon can help provide your medical history and documentation of your weight-related health problems.

What is the least expensive weight loss surgery?

June 28, 2011 (San Diego) — In people with diabetes, gastric banding is associated with fewer complications and lower costs over the long run than gastric bypass, the most commonly performed surgery for obesity in the U.S., researchers say.

How can I get weight loss surgery if my insurance doesn’t cover it?

If you’ve tried everything and you’re still getting denied, there are a few other options:

  1. If your HMO plan doesn’t cover obesity surgery, change to a PPO plan at open enrollment if the PPO plan covers it.
  2. Change to your spouse’s plan if it provides coverage.
  3. Get a new job.

What is the minimum weight for bariatric surgery?

To be eligible for bariatric surgery, you must be between 16 and 70 years of age (with some exceptions) and morbidly obese (weighing at least 100 pounds over your ideal body weight and having a BMI of 40).

How quickly can I get bariatric surgery?

The entire process, from consultation to surgery, generally takes about six months to complete. It often depends on you and your insurance requirements.

Will losing 50 pounds cause loose skin?

While it varies, mild weight loss (think: 20 pounds or less) typically doesn’t lead to excess skin, Zuckerman says. Weight loss of 40 to 50 pounds can as can massive weight loss of 100+ pounds. … “Younger patients have a better chance at avoiding excess skin as do those with inherently high skin elasticity.”

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What is the most successful weight loss surgery?

The three types of surgery included gastric bypass, sleeve gastrectomy and adjustable gastric banding (also known as lap band). The study found that gastric bypass surgery boasted the greatest weight loss — both short- and long-term.

How do people afford weight loss surgery?

Many hospitals and medical practices offer plans that allow patients to pay their bills in instalments, rather than all at once, often without interest. Peer-to-peer loans. You can fund your weight loss surgery through a loan funded by investors, rather than financial institutions, using peer-to-peer lending options.

Does Medicare pay for weight loss surgery?

Medicare covers weight loss surgery in most cases assuming you meet the coverage requirements. Not every weight loss procedure is covered either. If the criteria are met, Medicare covers Gastric Bypass, Lap Bands and Gastric Sleeve surgeries.

What can I eat after bariatric surgery?

Soft foods

  • Ground lean meat or poultry.
  • Flaked fish.
  • Eggs.
  • Cottage cheese.
  • Cooked or dried cereal.
  • Rice.
  • Canned or soft fresh fruit, without seeds or skin.
  • Cooked vegetables, without skin.

How long do you have to be off work after bariatric surgery?

As a guideline, both open and laparoscopic gastric bypass and sleeve surgery patients have about a 2-3 week recovery period, (although some can take as long as 6 weeks) before they can return to work. Open surgery patients generally take longer.

Is bariatric surgery painful?

Pain Control

Some patients also experience neck and shoulder pain after laparoscopic bariatric surgery. Your comfort is very important to us. Although it is normal to experience some discomfort after surgery, keeping your pain under control is necessary for recovery.

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