How to get insurance to pay for weight loss surgery

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How can I get my insurance to pay for gastric sleeve?

Getting Your Insurance to Pay for Weight Loss Surgery

Most major insurance companies will require: Proof that surgery or medical intervention is medically necessary. Your surgeon can help provide your medical history and documentation of your weight-related health problems.

Does insurance pay for weight loss surgery?

“In the vast majority of cases, insurance covers bariatric surgery. Contact your insurance carrier to determine if elective bariatric surgery is a covered benefit through your plan,” he said. “And if your case is denied by insurance, there is an appeals process.”

How long does it take insurance to approve weight loss surgery?

It can take two to four weeks for the insurance company to respond with a decision. We will call you once we receive word from the insurance company of approval or denial. If the coverage is approved, a surgery date and pre-op appointment are scheduled for the patient.

Which weight loss surgery is best?

The three types of surgery included gastric bypass, sleeve gastrectomy and adjustable gastric banding (also known as lap band). The study found that gastric bypass surgery boasted the greatest weight loss — both short- and long-term.

What is the minimum weight for bariatric surgery?

To be eligible for bariatric surgery, you must be between 16 and 70 years of age (with some exceptions) and morbidly obese (weighing at least 100 pounds over your ideal body weight and having a BMI of 40).

How do people afford weight loss surgery?

Many hospitals and medical practices offer plans that allow patients to pay their bills in instalments, rather than all at once, often without interest. Peer-to-peer loans. You can fund your weight loss surgery through a loan funded by investors, rather than financial institutions, using peer-to-peer lending options.

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How overweight do you have to be for surgery?

You are a candidate for weight loss surgery if you meet these indications: BMI of 40 (approximately 100 lbs. over ideal body weight) or BMI of 35 and associated co-morbidities (medical problems associated with and/or caused by obesity).

Does Blue Cross Blue Shield cover weight loss?

Anthem BCBS may cover weight loss surgery as long as your policy does not specifically exclude coverage. … In fact, most of the Blue Cross Blue Shield network has some sort of coverage for weight loss surgery.

Does insurance have to approve surgery?

Most health plans require patients to get an approval, called prior authorization, for certain kinds of medications, tests, procedures, or treatments. Sooner or later, you will likely need to get your insurer’s prior authorization for a health care service.

How long does it take to get approved for bariatric sleeve surgery?

The entire process, from consultation to surgery, generally takes about six months to complete. It often depends on you and your insurance requirements.

How much weight do you lose the first month after gastric bypass?

Based on the study conducted by the University of Michigan, the average weekly weight loss of gastric bypass patients is around 5 to 15 lbs for the first two to three months. It starts to taper off to 1 to 2 lbs a week after six months.

Which is better bypass or sleeve?

You should work alongside your doctor to choose the best weight loss procedure for you. Gastric bypass patients lose between 50 to 80 percent of excess bodyweight within 12 to 18 months, on average. Gastric sleeve patients lose between 60 and 70 percent of their excess body weight within 12 to 18 months, on average.

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What is the safest weight loss pill?

Here are the 12 most popular weight loss pills and supplements, reviewed by science.

  1. Garcinia Cambogia Extract. Share on Pinterest. …
  2. Hydroxycut. …
  3. Caffeine. …
  4. Orlistat (Alli) …
  5. Raspberry Ketones. …
  6. Green Coffee Bean Extract. …
  7. Glucomannan. …
  8. Meratrim.

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